SR. No. Type of loan  Rate of Interest effective from date (01/05/2013)
1 Short term aggricultural (k.c.c)short term aggricultural loan
a.Up to Rs 3.00 lakh (pacs) 5.50%
b.Individual 7.00%
c.Above rs 3.00 lakh(pacs) 11.00%
d.Above rs 3.00 lakh(individual) 12.00%
2 Revolving aggricultural consumption loans(pacs) 12.00%
Revolving aggricultural consumption loans direct to individual 13.00%
3 Rehabilitation loan 14.00%
Reshedulement loan 11.00%
4 Medium term small scale industries loan 16.00%
5 I.R.D.P loan & S.G.S.Y loan & Bajpayee swarojrar loan 12.50%
6 loan under self help group(S.H.G)
1. loan direct to group 10.50%
2. loan to co-operative institution , loans through NGO 11.00%
7 Marketing cash credit for pulling of goods
 To borrower 11.00%
 To non borrower 12.50%
8 Hypothecation cash credit under directive control for commodities (grains, 11.50%
oil seeds, cotton) under selected credit control, individual traders loan/PACS, Hypothecation cash credit
9 Cash credit to co-operative Suger Mill
1. Suger Pledge Cash Credit 11.00%
2. Cash Credit against Buffer Stock 12.00%
3. Exice Duty Cash Credit 12.00%
4. Cash Credit against Store Stock 12.00%
 10 Medium Term Agriculture Loan
1. Drip Irrigation, Sprinkler, Pipeline, Oil engine, Dairy Development & Land Development 11.50%
2.Rural housing & Non-Agriculture Loan 12.00%
11 Medium term agricultural loan for (pacs & individual)
Tractor ,Trailer, Thressor, Agroclenic, Cold storage, Rural godown 12.00%
12 Hypothecation Cash Credit for Commodities other than directives (PACS & Individual) 11.00%
13 Clean Cash Credit, Reimbursement Cash Credit, Letter of Credit Working Capital Cash Credit (PACS & Individual)
A Up to Rs. 2 Lacs 12.00%
B Above Rs. 2 Lacs 12.50%
14 M T Non Agriculture Loan for (PACS & Individual) Jeep, Tempo, Two Wheeler. 12.00%
15 M T Housing Loan
Housing Socieities (Overdue) 20.00%
For Individual / PACS 12.00%
 16 Loan against Gold and Silver Ornaments 11.00%
17 Loan Against NSC/KVP 12.00%

Note:-

1. Overdue Panelty Interest in addition to the above mentioned interest rates would be levied on PACS @ 1.00% (Minimum 12.00%)

2. Overdue Panelty Interest  in addition to the above mentioned interest rates would be levied for Individual @ 2.00% (Minimum 12.00%)

3. In case of Overdue KCC Loan (upto Rs. 3 lacs) interest rate would be applicable @ 12.00%